About

From retail leadership to corporate finance.

Portrait of Victor Tous

Background

Over the past 4.5 years at URBN, I have progressed from Sales Associate to Assistant Store Manager, gaining experience in workforce planning, labor budgeting, payroll allocation, hiring, training, and operational analytics. Day to day, I work with the same forecasting, resource allocation, and performance management principles that drive corporate finance and FP&A decision-making.

Alongside my operational responsibilities, I have developed a portfolio of self-directed financial models spanning workforce planning, commercial real estate redevelopment, and discounted cash flow valuation of publicly traded companies. These projects have strengthened my skills in financial modeling, forecasting, valuation, sensitivity analysis, and data-driven decision making while reinforcing my interest in corporate finance, FP&A, treasury, and valuation.

Retail leadership taught me how to budget realistically, forecast under uncertainty, allocate limited resources, and translate analytical insights into business decisions. Those experiences shaped my interest in corporate finance and continue to influence the way I approach financial analysis, problem solving, and strategic decision-making today.

What I focus on

  • Analytical problem solving

    Breaking complex business challenges into measurable drivers and actionable insights.

  • Budgeting & forecasting

    Building forecasts and budgets using operational drivers, financial data, and performance trends.

  • Financial modeling

    Developing structured, auditable models for forecasting, valuation, and decision support.

  • Valuation

    Business valuation through discounted cash flow analysis and scenario-based sensitivity testing.

Long-term interests

I am particularly interested in international finance, global business operations, and the financial challenges faced by multinational organizations. Long term, I hope to build a career that combines financial analysis, strategic decision-making, and international exposure within a global business environment.